123 points lovewins 2 hours ago 211 comments
gavinsyancey 2 hours ago | parent
tptacek 2 hours ago | parent
arjie 2 hours ago | parent
tptacek 2 hours ago | parent
arjie 1 hour ago | parent
themanmaran 2 hours ago | parent
marzetti 2 hours ago | parent
khazhoux 2 hours ago | parent
pretzellogician 2 hours ago | parent
After expressing their utmost sympathies and saying they'd help any way they could, mere weeks later they put a legal "estoppel" on the sale of the house due to some overgrown vines(?), which of course, were never mentioned by anyone.
firesteelrain 2 hours ago | parent
pretzellogician 1 hour ago | parent
Regardless, they made a simple issue (which was not disclosed at least to me) a legal hassle.
firesteelrain 1 hour ago | parent
mym1990 2 hours ago | parent
cyanydeez 2 hours ago | parent
mogwire 2 hours ago | parent
The constant history lesson of what something was 80-90 years ago but they aren’t that way anymore but they were doesn’t advance the conversation especially when it has no impact on the actual topic.
mullingitover 2 hours ago | parent
> 80-90 years ago
Today's HOAs are very frequently involved in racial discrimination suits for violations of the Fair Housing Act.
throwawayfifo 1 hour ago | parent
No they're not.
mullingitover 1 hour ago | parent
[1] https://www.hud.gov/sites/dfiles/FHEO/documents/FHEO%20Annua...
haunter 2 hours ago | parent
How do HOAs enforce racial segregation in monoethnic countries?
"HOAs are most frequently found in the United States, Japan, Canada, Australia, and the Philippines, and to some extent in other countries, such as New Zealand, Israel, Mauritius, South Africa, most of the countries of the European Union, such as Denmark, France, Germany, Spain, the Netherlands, Ireland, Austria, Poland, Hungary, Bulgaria, Greece, Sweden, Belgium, Croatia, the Czech Republic, Latvia, Lithuania, Cyprus, Luxembourg, Estonia, Slovakia and Slovenia, and some of the Latin American countries, such as Chile, Argentina, Brazil and Mexico."
otterley 2 hours ago | parent
howunfortunate 2 hours ago | parent
throwawayfifo 2 hours ago | parent
Thats no longer the reason they still persist. But their creation was nothing but.
guax 2 hours ago | parent
carsoon 2 hours ago | parent
Would be better to say "I can run a research agent session and it can pull 5 data trends and papers that show the HOA are making things better" (I dont know if this is true and I did not do it)
I don't really think HOAs are the biggest driver of home prices/availbility one way or the other though.
watty 2 hours ago | parent
foltik 1 hour ago | parent
80% incoherent narration of random numbers, all down to the 1’s place so it looks super duper precise and impressive if you squint and don’t think too hard, like the “author” seems to have done.
amanaplanacanal 2 hours ago | parent
abakker 2 hours ago | parent
CGMthrowaway 2 hours ago | parent
You can say the exact same about the government. To be clear, are you in favor of more liberty for homeowners, or are you in favor of the government stepping in to regulate HOAs?
easterncalculus 2 hours ago | parent
sgarland 1 hour ago | parent
Then I moved to one in North Carolina that was god-awful. Dues started at $65/month and went up every year. They’d send out neighborhood reminders that a pressure-washing service would be in the neighborhood next week if anyone wanted to hire them; anyone who didn’t got notices a few weeks later that they needed to pressure-wash their driveway and/or house. I also had to buy a specific brand and sheen of paint to repaint my mailbox; of course, the lettering was only available from a single supplier.
I now live on an acre lot that sits between two neighborhoods. I have no HOA, and it is glorious.
monksy 1 hour ago | parent
There really needs to be a way to harm organizations that do this. The HOA system is setup where the organization is protected and given the ability to make these kinds of rules. The only real option you have in that is you have to pawn the property off to some poor sucker that will also run into this issue later.
BoggleOhYeah 2 hours ago | parent
They are not truth or judgment machines.
dyauspitr 2 hours ago | parent
coded_monkey 1 hour ago | parent
driverdan 1 hour ago | parent
What's wrong with lavender? Why does everything have to be a boring tan or grey? You sound like the exact reason I would never buy a house with an HOA.
johnnyApplePRNG 2 hours ago | parent
ikmckenz 2 hours ago | parent
Are you arguing a meta point that there is no such thing as truth because LLMs can make you any counter argument to you want? That seems bleak. Argue against the actual points of the article.
plasticeagle 1 hour ago | parent
"A foreclosure suit is not a lost home — most end when the owner, or the owner's lender, pays — but the pressure is the point."
Which makes no sense whatsoever. I thought they were making a housing crisis worse by forcing foreclosures, but now apparently "the pressure is the point." The point of what, exactly?
kvuj 2 hours ago | parent
bigyabai 2 hours ago | parent
weberer 2 hours ago | parent
dcrazy 2 hours ago | parent
saghm 2 hours ago | parent
gruez 1 hour ago | parent
motionlessveloc 44 minutes ago | parent
ryandrake 2 hours ago | parent
red_candle_wax 2 hours ago | parent
giwook 2 hours ago | parent
dyauspitr 2 hours ago | parent
monksy 2 hours ago | parent
dyauspitr 2 hours ago | parent
monksy 1 hour ago | parent
In this context, do you still believe that dealing with this fine should involve the work, effort, resources, legal fees, court time, delays in court availability because healthy 40 year old Jim bob was late for work and couldn't shovel their portion of the sidewalk the last 10 times? Or that the Gen Z, not my problem because I don't think it's a problem.
tikhonj 2 hours ago | parent
onlypassingthru 1 hour ago | parent
pseudosaid 2 hours ago | parent
smt88 2 hours ago | parent
But that’s all beside the point, because this article is about how HOAs are bad for people who need somewhere to live, not about what offends your (unusual) taste.
Zigurd 1 hour ago | parent
flovec 2 hours ago | parent
This is relative. You might not think native flowers and plants are stunning, and that a manicured lawn is, but I do! And lawn rules might prevent me from obtaining my version of “stunning”. This is something…you want to defend? A lack of freedom to do what one wants with something they own?
silisili 1 hour ago | parent
I could show you HOA neighborhoods that look like a warzone, and beautiful nonHOA areas of million dollar houses.
dylan604 1 hour ago | parent
bluGill 1 hour ago | parent
qurren 1 hour ago | parent
I don't give a shit about a "stunning" neighborhood. If I own property nobody else should have a say about its appearance.
The only exception I'd defend is a historic neighborhood where the goal is specifically to upkeep a historically accurate appearance of centuries ago.
But no, I will NEVER support an HOA anywhere else. These consortiums of Karens that patrol modern housing communities can go to hell.
I will plant the flowers I want, have the Halloween decorations I want, and do whatever woodworking I want in my front yard. What's the point of ownership if I can't own it?
dylan604 1 hour ago | parent
Retric 1 hour ago | parent
Net effect you lose money living in a worse location.
Aurornis 1 hour ago | parent
Most neighborhoods I’ve lived in have not had an HOA. They’ve ranged from okay to great.
I can think of a few neighbor situations where an HOA with teeth would have been welcome. The most specific involved someone getting a big angry dog breed, neglecting it, and then leaving their gate unlocked so it got out. That one was eventually dealt with by the city, though.
Meanwhile the one HOA I lived under was pretty boring and friendly. Didn’t really bother anyone but maintained a nice common area. HOA board members were friendly and reasonable, but then again so were all the neighbors so there wasn’t much to deal with.
I think the nightmare situation is a busybody HOA that starts going after things that don’t matter, which would be hell.
thatfrenchguy 1 hour ago | parent
mullingitover 1 hour ago | parent
I would wager that the money residents might have paid for HOA fees have largely gone into their own home/yard improvements, and it shows. Adding an HOA in this place, and I think most places, would be a burden rather than a benefit.
asdff 44 minutes ago | parent
There's probably a security aspect too with regular private security patrols in HOA areas that do enough to shoo away encampments from setting up. You don't have to look to hard to find encampments off vine north of melrose but you aren't going to find anything like that south of melrose in hancock park, thanks to the spend on private security, given it's the same LAPD in either case.
delichon 2 hours ago | parent
What consequences are sane for a member who does not pay dues, water bills, etc., for a prolonged period? Turning off the water is illegal here. Liens get ignored. My HOA will avoid foreclosure for years, and has only resorted to it twice in twenty years, but it's the ultimate recourse. Should the other members just suck it up forever?
bayindirh 2 hours ago | parent
Also, once in a decade is not a rare occurrence for events of this significance. Once in 20 years is OK, once is 50 is rare, but once in a decade is not.
I mean, the idea is nice, but it involves humans.
notatoad 1 hour ago | parent
given that an HOA is completely unnecessary... yes. you should suck it up forever. if you want to be part of an HOA and pay dues into it, good for you, go ahead.
if somebody else doesn't want to be part of your little club, why should you get to take their house away for that?
matwood 1 hour ago | parent
Typically the HOA's I've seen manage community resources. Where I used to live that meant the neighborhood parks, green spaces, 3 docks in the river, a pool, and a few lakes. No value seems a bit hyperbolic.
notatoad 1 hour ago | parent
most HOAs manage a tiny amount of communal green space that should have been turned over to become city property, but was held back as HOA property to give the HOA a reason to exist.
tdeck 1 hour ago | parent
sam1714 1 hour ago | parent
You can put in a special district, that's an HOA under a different name, with even more government powers and bureaucracy costs. For example, you vote on stuff via the general election, they can seize your home for unpaid property taxes, they can impose zoning laws, and in some places they can impose criminal ordinances (dog pooping in the park).
bluGill 1 hour ago | parent
I think we have the wrong units of measure for government size. I live in a county where the lines made sense 200 years ago: Everybody in the county can ride their hose to the courthouse, file whatever they need and be home in time for super. These days everyone drives and can be there in half an hour or less. Instead what I care about is the metro area. I want a unit that ensures my transit system is a coherent whole, the water supply is cheaper to consolidate to one large entity vs many small ones.
There is one suburb near me where some people would have to drive 25 minutes to get to the city library - most of that is uncongested highway. I really need a smaller unit to own and run a library so kids are always in bike distance. That city does a good job of scattered small parks but there is one complex with large fields for softball - if you don't live close maybe you shouldn't pay for something you don't use. I want parks owned by a smaller area government that can bring my neighborhood something they don't have. - HOAs often serve that. They just have a poor legal structure.
If you own part of a shared walls building then a corporation is required to manage that. You have to pay your share of the share costs. However the corporation should be limited in what else it can do, but it must exist.
nrmitchi 1 hour ago | parent
You are just making this up at this point. Why do you think the city would accept property that they would have to legally maintain and be responsible for, when it is generally isolated and (largely) accessible to only a specific neighborhood?
nullocator 1 hour ago | parent
Most of don't understand why an individual neighborhood would need it's own out of band election process (that typically allows people to gain tremendous power and authority without anyone voting for them), and representatives completely decoupled from the state or government but often times acting in parallel.
sroussey 1 hour ago | parent
amanaplanacanal 1 hour ago | parent
mulderc 1 hour ago | parent
recursive 1 hour ago | parent
mulderc 1 hour ago | parent
wat10000 38 minutes ago | parent
monksy 1 hour ago | parent
> they should lose access to the pool, not their house.
To enforce this you have to be able to gate, secure, and prevent them and their guests from using this. That costs a lot more money just to ensure they pay in. The HOA is the least worse option to "consent" and ensure that they do. Taking away the house is a much later step after a letter, 2nd and 3rd warnings, fines, ignored fines+interest, and a lein is ignored.
crazygringo 1 hour ago | parent
chasd00 1 hour ago | parent
cranky908canuck 1 hour ago | parent
Then "people want a house without dealing with strata" gets misinterpreted as "people want big houses on big lots". Not necessarily true, just that the premium for the BHoBL is the necessary price of not giving busybody neighbours power over your home.
Johnny555 1 hour ago | parent
Because they signed the paperwork saying they wanted to be part of the little club and gave that little club the power to take away their house.
nrmitchi 1 hour ago | parent
This is true sometimes, but if you are upset at a specific HOA, look at your docs to see what it actually manages. HOAs exist to pay for community obligated costs; sometimes that is a pool, sometimes it's "water and gas bills", and sometimes it's an entire golf course.
Further, if you're talking about a condo building (which, yes, is technically a COA, but the two get combined all the time), it is literally paying for your roof and elevators to work.
Buying into a "little club" and agreeing to pay your share of expenses only works when everyone participates. If not, your neighbors are just paying upkeep on your property; why should they have to do that?
jltsiren 52 minutes ago | parent
Such arrangements used to be common, but they have become increasingly rare in the past few centuries. Many were explicitly abolished by law when free markets started getting popular. Often for antitrust reasons, or because people thought it would not be in the public interest to have certain types of contracts the previous owner made also bind the new owner.
I can think of a few similar arrangements in Finland. For example, membership in student unions at research universities is still mandatory, as is membership in reindeer husbandry associations. Those entities perform government functions, and the actual government has chosen not to assume the responsibility for one reason or another. As a consequence, the entities and their officials are subject to the same regulations as the government when wielding powers used to justify mandatory membership.
Condos are another story. If the entire complex is a single property for legal or practical purposes, it makes sense to have a single entity in charge of it.
biggestriverman 1 hour ago | parent
matwood 1 hour ago | parent
Until the house is sold or refinanced. Yes, the HOA has to wait, but can eventually get its money with interest.
monksy 1 hour ago | parent
compiler-guy 1 hour ago | parent
An HOA isn't just about neighborhoods of freestanding houses, it's also about multi unit buildings.
watwut 1 hour ago | parent
HOA should be allowed to kick out member. And people should be allowed to not be members of HOA.
gruez 1 hour ago | parent
Just like labor unions (ie. "right to work" states), right?
watwut 1 hour ago | parent
HOAs don't add value. All they are is an opportunity to power trip for those who have the most free time on their hands.
gruez 1 hour ago | parent
I'm sure the people who support right to work laws would also claim labor unions "don't add value". On the flip side I doubt HOA supporters think they "don't add value".
Loughla 1 hour ago | parent
Also I'm a firm believer that if you're at a union shop and decide not to be part of the union you shouldn't be able to use their pay scales and should have to negotiate everything for yourself. The same with HOA's, I guess. If they do something for the community, like the pool the other poster talked about, then you shouldn't have access. Easy.
They shouldn't be able to take your house for any reason.
gruez 1 hour ago | parent
At least in theory? Neighborhood "character" (and by proxy "land value").
Loughla 1 hour ago | parent
But also I'm biased.
tyrabound 1 hour ago | parent
Even if it’s a very low maintenance and amenity HOA on public roads, how do you resolve the fact that all the fees and costs have accumulated if the home were to be sold, you essentially end up at a similar end point where the home is sold. Usually these are also not individual circumstances, i.e., a person who has ignored all kind of warnings and letters and board meetings over usually years, also has many other issues going on and often they’re just letting the home go anyways and e.g., are just living there for “free” for about 1-3 years of HOA/bank legal proceedings.
lokar 1 hour ago | parent
delichon 30 minutes ago | parent
lokar 24 minutes ago | parent
Spooky23 1 hour ago | parent
For example, they’ve fought for the right to have a “right to work”, so that closed shops can’t be a thing — you cannot compel inclusion in a bargaining unit by nature of employment.
Yet restrictive deed covenants where you are compelled by the state to join a private association are fine.
The arguments for or against them are similar if you dig into them.
nullocator 1 hour ago | parent
FireBeyond 1 hour ago | parent
The HOA hired a law firm, forced a foreclosure, held a foreclosure auction where the HOA itself bought her house for THREE DOLLARS, and continued to charge her HOA dues (even though the HOA owned the home now) before evicting her later.
The HOA then sold the home to an employee involved in the foreclosure, whose partner was on the HOA board that had voted to foreclose, and voted to accept the three dollar ($3.24, to be precise) bid, though they hid this behind an LLC that didn't actually exist when they did it. The employee then reactivated her real estate license and sold the home to another family several months later.
There are fewer greater lunacies than HOAs, and the type of people drawn to run them.
monksy 1 hour ago | parent
I can't imagine that a good judge would accept that settlement to scam someone out of a house far below value and leave them with the debt.
stasomatic 1 hour ago | parent
thrownaway561 1 hour ago | parent
tacostakohashi 1 hour ago | parent
weberer 2 hours ago | parent
>Florida ranks 1st of the states on HOA Spy for foreclosure suits brought by associations, with 10,296 of 14,168. The count depends on which courts are indexed in each state as well as on the associations, so it is a count of records, not a rate.
Florida is known for having the strongest "sunshine" laws in the country, that make government records transparent. That makes this statistic pretty useless.
aliasxneo 2 hours ago | parent
monksy 2 hours ago | parent
> They foreclose on their own members, over debts that start small
There are members who refuse to pay special assessments or fees for the community. Given that's Flordia, theres an above average population that would believe "they aren't required to" even though they accepted it when starting. (yes there are abusive HOAs and there are non-sense fines.. and sometimes those nonsense fines come from people neglecting the property in a very bad situation)
It's your job to handle it when it's a small situation. Moving to the stage of liens takes more time to do that and then resolving that usually happens on sale or refinancing.
mrj 2 hours ago | parent
This site seems to provide some data that's compelling. I see some gaps in California and a couple of liens that mention FL in Los Angeles. Maybe it's a starting point if moving though. This kind of transparency is a good thing. Some HOAs are abusive.
nradov 2 hours ago | parent
levocardia 2 hours ago | parent
caymanjim 2 hours ago | parent
tayo42 2 hours ago | parent
nkrisc 2 hours ago | parent
If you live in close proximity to other people, you should not be allowed to do whatever you want on your private property.
Pretty much every municipality already has laws that limit you in that manner.
chasd00 1 hour ago | parent
monksy 1 hour ago | parent
saghm 2 hours ago | parent
Funnily enough, there does seem to be a sort of wannabe HOA in my neighborhood that is always dropping things off in our mailbox asking for donations and telling us about events. I never give them any money, and never go to their events though, so either they don't provide any value or the value they provide apparently is not derived from them having any enforcement power.
StilesCrisis 2 hours ago | parent
If you have horrible neighbors you will wish you had one.
saghm 2 hours ago | parent
rc5150 1 hour ago | parent
pretzellogician 1 hour ago | parent
ghaff 2 hours ago | parent
saghm 1 hour ago | parent
ghaff 1 hour ago | parent
firesteelrain 2 hours ago | parent
Condo rules are much stricter than HOAs
State of Florida also puts caps on fines - the max is $100/day or $1000 for a single violation. But that’s after a period to cure and then due process meetings (made up of homeowners not board members) who may waive or not fine at all or defer.
A homeowner can also fix the problem and later have the same problem again but not be fined if they fix in time.
The foreclosures are for extreme cases and a lot of HOA attorney shops don’t charge a retainer but will tack on fees that are paid back to the HOA attorney and association.
To get to that point takes a long time
cucumber3732842 2 hours ago | parent
The near universal proliferation of owner's associations and management groups and whatnot for developments larger than ~1ac (the EPA threshold, some states/towns have lower) is something you can lay at the feet of the Clean Water Act and it's implementation and precedents over the following decades.
Developers don't do anything that costs money, like set up an HOA, without a reason. The developers create the HOA because you need your >1ac residential development to pass stormwater permitting. While you theoretically could make each individual .25ac parcel you're putting a house on compliant as a standalone it's infinitely cheaper to just ignore all that, grade everything toward the road, dig a ditch, send the contents of the ditch through your stormwater treatment features, build in a little margin to those items, show the permitting authority the numbers that prove it passes with flying colors and when some jerk says "but what if X Y Z changes" you point to the excess you built in and tell them to GFY.
Now, where it really gets evil is when you start really pinching pennies or where the rules change over the course of the process making your numbers not work. Say you've got a lot of grade, a lot of rainfall, a lot of stormwater you gotta "treat". Well, you start adding rules to the HOA. Require certain parts of the lots remains grass or planter or whatever. Disallow patios, but do allow wood decks because the municipality considers those pervious, etc, etc. Or maybe the results you've got are marginal but you throw the bureaucrats a bone by saying you'll disallow car-ports and sheds in the HOA rules to prevent people from adding impervious surface. Or maybe you're uphill of some wetlands but not close enough to be regulated by default you promise to disallow working on cars and require people pick up their pet waste and not use lawn fertilizer or some other laundry list of certain things in order to make the local town's wetlands people comfortable not raising objection and claiming jurisdiction.
And of course, however these rules and plans shake out, the HOA is responsible for enforcing whatever those rules and requirements are in perpetuity so it's not like a pissed off majority can show up to vote "ok, this has gone too far, pack it in boys"
But nobody wants to talk about any of that because it's uncomfortable.
CGMthrowaway 2 hours ago | parent
beambot 2 hours ago | parent
BeetleB 1 hour ago | parent
The latter, because I can kick them out of office, and because silly rules will impact a much larger number of people, and a large number can have their voices heard.
When your HOA has only 20-30 members, variance is high. It's a lot easier for people to abuse HOA power for their own personal gains.
nrmitchi 1 hour ago | parent
BeetleB 1 hour ago | parent
That's an argument not to have HOAs, right?
> You can very easily run to be part of your HOA leadership, and it is significantly easier to do than kicking an elected professional-politician out of office.
In my so many decades of existence, I've yet had a reason to want to kick my mayor out of office. And none of the cities I've lived in have passed laws related to what I can do with my house that were particularly problematic.
But HOAs? The majority have clauses I dislike.
r3trohack3r 46 minutes ago | parent
At least for the HOA I was a part of, the CC&Rs were nearly impossible to change. Getting elected didn’t give you the power to change them. They were a contract signed with each individual homeowner - changing them required getting consent from every homeowner individually.
Being on the board gave you power over how budget was allocated within those CC&Rs. I.E. the maintenance and upgrade of shared spaces. Vendor selection for violation detection/enforcement. Etc.
pdonis 24 minutes ago | parent
Yes, and then you find out just how petty petty politics can be.
The inconvenient truth, at least for HOA advocates, is that a community of 20-30 people, or even a hundred or so, does not need to be governed at the level of the community. Most people are reasonable and will respond to reasonable requests from neighbors if there is an issue, without having to drag in a higher authority at all. Those who are not reasonable, are not going to be magically made reasonable by having an HOA--indeed, as you admit, they're precisely the ones who are going to end up running the HOA. On balance, you're better off not having "governance" at all until you get to a larger population, like a town or a city.
dolebirchwood 15 minutes ago | parent
I showed up to my first annual meeting where basically no one was there other than the president. He asked if I wanted to be on the board because they didn't have enough people participating. I asked what I'd have to do, and he said "just vote on things". I said OK, and he said the rules let him appoint members to vacancies (spoilers: the rules don't), so he "appointed" me on the spot.
At subsequent meetings, I discovered most of the board was completely disinterested in doing anything, other than the president who would probably fall under the "petty little shit" category, but he seemed like he knew what he was doing (spoilers: he didn't), so everyone pretty much just voted in favor of what he wanted to do. I was the only board member who worked from home, so I would be the only one on site to deal with things that involved vendors working on the property, so then I became the guy everyone expected to do everything.
The president got diagnosed with cancer and had to step down. He wanted me to be president, but I was like fuck that. The VP took the role, but she has pretty much done nothing and is clueless, so I keep being the one people expect to take the lead on everything.
I'm honestly tired of it and wished some competent people in the association would get on the board. There were massive mistakes I caught as a board member because I'm the only one who actually reads anything in the bylaws, CC&Rs, and all that shit. The HOA had been paying hundreds of dollars a year for decades on things that didn't need to be performed because our property management company misclassified us under some statute that didn't even apply to us, and nobody knew any better or even bothered to ask, "Hey, why the fuck are we actually doing this?"
I'll not say I'm a "good" board member. I don't care about enforcing house rules, and I don't want to get involved when people complain about their neighbors unless it's something that affects the association's financial health. The only reason I stay on is because I've done enough after-the-fact clean-up of the previous president's mess that I'm terrified of what insane things might happen if no one is keeping an eye on the other members. If you're in an HOA, I'd encourage getting involved to keep the crazies in check, at least for as long as you can stomach it.
Anyway, thanks for listening to my TED talk.
bryanlarsen 1 hour ago | parent
lo_zamoyski 1 hour ago | parent
People should instead think in terms of ends. Human beings are social animals. We have obligations toward others (here, the community). That includes obligations that concern the environment that the community occupies. So the fruitful focus of energy and debate should be what this means for the community (what are these obligations, and why) and if and how to regulate them.
driverdan 1 hour ago | parent
Telaneo 1 hour ago | parent
yks 47 minutes ago | parent
pdonis 20 minutes ago | parent
aroberge 1 hour ago | parent
asdff 53 minutes ago | parent
pdonis 16 minutes ago | parent
The one advantage of higher levels of government over HOAs is that they are generally impersonal. The faceless bureacrats that are processing your forms generally don't have any personal animus against you. They don't have to live next door to you and they don't have to care what your personal oddities are. They're just executing a bureaucratic process. Whereas with an HOA, every little petty personal grievance gets magnified, and so-called "governance" turns into endless feuding.
wat10000 47 minutes ago | parent
If you don’t need an HOA (because there are actually shared common elements that need to be maintained) then why would you want one? And if you do need one, why would you want it to do anything beyond what’s required to maintain the shared bits?
pdonis 31 minutes ago | parent
My own personal experience from my wife having owned one condo and she and I having owned four houses is not very encouraging for your claim either. Of the four HOAs involved, the two that were run entirely by management companies (i.e., by people with no personal connection to the neighborhood, with little or no activity from the community members on the Board that we could see) were fine, they kept the common areas maintained and basically did nothing else that affected us. The condo association, while it had a management company, also had a Board filled with community members who had nothing better to do than harass everyone else, which they did with an energy that would have been amazing if it had been directed towards something productive. The other HOA had no management company, just the Board of community members, and was very intrusive, and from what we learned from neighbors, had been a mess for the entire history of the community.
So we now live in a neighborhood with no HOA, we only have to deal with the municipality. We like it.
jghn 2 hours ago | parent
gatlin 2 hours ago | parent
jghn 2 hours ago | parent
Aurornis 1 hour ago | parent
Where I’ve bought houses, HOAs were rare. I’ve always heard about these places where HOAs are the only option but I fortunately haven’t run into one.
downut 1 hour ago | parent
Listings:
No HOA fee: 32 up to $500/month: 62
I'm not going to bother because this is an HN comment but I think you can imagine what happens to the results when I specify newer than say 1993 (when my house was built).
I have an HOA, but it seems defunct. Everything we do to the house, if visible, can be interpreted to mean I must get unanimous agreements, in writing, from all my neighbors.
It turns out I managed to land right between two asshole neighbors (constant trespassing, dogs, etc)
SpicyLemonZest 1 hour ago | parent
wat10000 44 minutes ago | parent
I’d have no problem with their existence if it was a free market, but I have a big problem with them when they’re being legally mandated.
jghn 38 minutes ago | parent
This is true, and I'd never choose to live in an area like that.
andix 2 hours ago | parent
plasticeagle 2 hours ago | parent
Maybe HOA's are bad, maybe they're good, but the intellectual laziness required to shit this kind of garbage out onto the internet in place of genuine thought and analysis will fuckin kill us all.
dark-star 1 hour ago | parent
coded_monkey 1 hour ago | parent
kccqzy 1 hour ago | parent
dark-star 1 hour ago | parent
mosura 1 hour ago | parent
dark-star 1 hour ago | parent
Zigurd 1 hour ago | parent
mosura 1 hour ago | parent
The level to which German society proscribes behavior top down with the law simply wouldn’t be tolerated across the spectrum for the simple reason no one would agree what the rules should be, even if they share the European idea that everyone else should follow the rules they personally support.
dark-star 50 minutes ago | parent
RoadieRoller 1 hour ago | parent
Overall, with America being a capitalist country (and Florida state being the best example of it), they want people to keep spending their money on something, and would never allow someone to just 'settle' and live a life without spending money. HOA, among other things property taxes and other city imposed taxes you are never "resting in peace" after retirement, but wait for your next notice to come - either from City or HOA.
monksy 1 hour ago | parent
dark-star 52 minutes ago | parent
monksy 32 minutes ago | parent
driverdan 1 hour ago | parent
pdonis 10 minutes ago | parent
BeetleB 1 hour ago | parent
bluGill 1 hour ago | parent
If you want to live in an apartment, but - get the tax and investment advantages of owning then you need to do it via buying into a corporation of some sort. So they must exist.
If you are not paying on upkeep of your house they have to do something and that is going to be expensive, they have a right to get that money from whoever didn't pay not spread it out to the other owners.
While it isn't called foreclosure if you don't pay your property taxes your house will be foreclosed on. That an HOA can is just another entity.
There are a lot of people who live in Florida so I'd expect them to have a lot of HOAs. The only surprise is California doesn't beat Florida in this list, but that could well be a case of California has stupid laws and so you can't get the good parts of an HOA.
These is a lot to hate about HOAs. However the idea is sound and they can do good things. We need to stop the bad things that they do, but nothing that in the article points to anything bad.
xivzgrev 1 hour ago | parent
The only way you get in that situation is by not paying your dues. Some HOAs may be more or less aggressive in handling it. But when you can't pay your dues, the other homeowners have to pay for your share
Dues are just a mandatory part of being in HOA that reflect the costs of the community
pdonis 5 minutes ago | parent
No, it isn't. You can also get in that situation by having the HOA cite you for a violation of its rules and regulations and you not fixing the violation.
An HOA acting in good faith will not do this unless it's actually necessary. But an HOA run by busybodies can cite you for things that aren't actually violations (and often what is or is not a violation can be subjective, because the language in the rules and regulations is often vague or ambiguous), but which you still have to take the time and energy to respond to--or else they can say you didn't fix the violation and put a lien on your house.
And if you do respond, now you're embroiled in an argument about whether what they cited you for actually is a violation or isn't, and you're arguing with bad faith actors who are not going to be reasonable. And who might put a lien on your house anyway--even though they're actually not supposed to do that if you're following the process established by the HOA (and often by state law) for disputes--and now you're faced with having to hire a lawyer and convince a judge that the lien should be dismissed.
BeetleB 1 hour ago | parent
I (thankfully) live in a neighborhood without an HOA. Just one block away, there is an HOA. No reason to prefer that street (and home values aren't higher there).
This isn't an upper class neighborhood. It's mixed. Half of the residents are blue collar workers.
Over the years, I would think of reasons/annoyances where I'd say "Yes, while I'm glad I don't have an HOA, if we did have one it would take care of this or that annoying problem with the neighbor."
Then I spoke to friends who live in HOA neighborhoods and are on the HOA board. They told me clearly that "No, in practice, the HOA is not going to get involved in those (serious) matters. All they care about is the veneer (house appearance) and really petty rules." They also told me the purpose of the HOA was to justify its own existence. The owners get almost nothing for the funds they collect, other than a 3rd party company driving by and noting minor violations.
Another friend just had to spend $4000 to paint the front of his house. He's temporarily living in another state for a work assignment, and he and several others got notices that the HOA has decided to change the "look" of the neighborhood. Otherwise his house looked fine (not worn out paint or anything). I bet someone in the neighborhood has friends with a painting outfit.
I can stomach the idea of an HOA if they solved real problems (sanitation, etc), and not just appearances, but they don't. Even if it's in their bylaws, they don't enforce the serious stuff. Just the petty stuff.
Someone losing a home because they decided to have a window AC facing the street is plain immoral.
nullocator 1 hour ago | parent
BeetleB 1 hour ago | parent
In practice, HOAs generally don't do anything useful, though.
firesteelrain 32 minutes ago | parent
unshavedyak 29 minutes ago | parent
Feels really odd, no one in our area actually wants an HOA. Yet i think people are going to flip when their HOA dues are suddenly required by the city and at much steeper rates (i imagine 2-4x the cost, our dues are quite small atm).
jopsen 1 hour ago | parent
That doesn't mean, you can't invite your neighbors over pizza or coffee, be friendly and one day mention that you think X, Y or Z and you wouldn't mind helping, and if they they aren't interested you'll totally respect that.
Don't be a Karen. But being considerate the old school way can go far. The rest you just have to live with :)
BeetleB 1 hour ago | parent
tamimio 1 hour ago | parent
teeray 1 hour ago | parent
Oh, but if you want to do anything, you still need to pay those permit and inspection fees! No, we won’t help you find a paver at a reasonable rate even though putting those contracts out to bid is what we do all day long.
What is really bullshit is that HOAs aren’t granted a property tax abatement for absorbing many municipal functions.
amanaplanacanal 50 minutes ago | parent
bryanlarsen 24 minutes ago | parent
davidw 1 hour ago | parent
groos 1 hour ago | parent
pdonis 11 minutes ago | parent
This sounds good, but I don't think it generally works. The problem is that the petty minded people are also the ones who don't have anything else to do with their time, so they can expend all their effort on being petty. Whereas the normal people have other things to do with their lives, and simply don't have the time to deal with all the pettiness, and if they end up on the board, they now don't have a choice: their lives are basically hostage to the petty people who keep taking up their time with bogus issues that can't just be ignored because the structure of the HOA requires some kind of response.
xnx 1 hour ago | parent